A rating out of five is arithmetic on four numbers. Lobby design, game count and app polish appear in the review text and carry no weight.

Redeemable free credit

The prize balance credited at signup with no purchase, stated separately from the play currency.

Payout floor

The minimum the cashier enforces, confirmed by attempting a withdrawal below it rather than by reading the terms page.

Clearance on free play

Days of daily bonuses and promotions needed to move from the signup credit to the floor. Zero where the credit already covers it.

Filing to funds

Hours from submitting a redemption to money arriving, measured once per operator with verification already complete.

• Redeemable credit against the floor, because together they decide whether a payout is realistically reachable
• Clearance days, the figure new players most often underestimate
• Settlement speed, which separates operators that look identical on paper
• Paying in full, treated as a condition of listing rather than a scored input

Nothing has been removed on that basis. All eighteen paid in full.